Pagibig Financing | cavitehomesonline

Pag-IBIG Financing

Legal Miscellaneous Fees at 10% of the Total Selling Price of the unit.
Down Payment is 10% of the Total Contract Price. Payable in 12 months at 0% interest
Balance to be loaned from the developer: 90% of the Total Contract Price
Start of Amortization is after the approval of your pag-ibig loan.
Developer Assisted
Estimated move in date on the 15th month.
No bank charges
No move in fee
Title Transfer included

1. Active Pag-Ibig membership with atleast 24 months (2 years) contributions at the time of Loan Application.

2. Not more than 65yrs Old upon Loan Application and not more than 70yrs old upon Loan Maturity.

3. With legal capacity to acquire a unit and must pass pag-ibig's background/credit/employment/business checks

4. No Outstanding Pag-Ibig Short term Loan or Housing Loan in arrears at the time of Loan Applicaton.

5. No Loan That was foreclose, cancelled or bought back due to default.

6. Buyer must be currently employed and has a gross monthly income of:

* Catherine Townhouse - P22,500 and above

* Diana Townhouse - P25,000 and above

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1. Approved Membership Status Verification Slip

2. 2pieces 1x1 ID picture

3. Residence Certificate (Cedula)

4. Photocopy of 2 valid IDs

5. Marriage Certificate / Birth Certificate

6. Proof of Billing

7. Birth Certificate (if with co-borrowers)

8. Post Dated Cheques

9. * FOR OFWs *

- Employment Contract (EC) with english translation if written in foreign language

- Certificate of Income duly certified by employer

10. * FOR LOCALLY EMPLOYED *

- Latest ITR with attached W2 form stamped received by BIR or BIR Form 2316

- Notarized Certificate of Employment and Compensation employer format plus 1 month payslip (if government employee)

11. * FOR SELF EMPLOYED *

- ITR / Audited Financial Statement / OR of tax payment to bank

- DTI Registration / Mayor's Permit

12. Other income documents that the Pag-IBIG may prescribe

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